1. Introduction
   Welcome to InsightfulCoverage.com. By accessing our site, you agree to these Terms of Service and are responsible for compliance with any applicable local laws.
2. Use License

• Permission is granted to temporarily download one copy of the materials on InsightfulCoverage.com for personal, non-commercial transitory viewing only.
• This grant is not a transfer of title, and under this license, you may not modify or copy the materials, use them for any commercial purpose, or any public display.

1. Disclaimer
   The materials on InsightfulCoverage.com are provided “as is”. We make no warranties, expressed or implied, and disclaim all other warranties, including conditions of merchantability or fitness for a particular purpose.
2. Limitations
   In no event shall InsightfulCoverage.com be liable for any damages arising out of the use or inability to use the materials on our website.
3. Revisions
   The materials on our website may include technical, typographical, or photographic errors. We reserve the right to make changes to the materials at any time without notice.
4. Links
   We have not reviewed all sites linked to our website and are not responsible for the contents of any linked site.
5. Modifications
   We may revise these Terms of Service at any time without notice.