Compare the Best Travel Insurance Plans & Providers for 2025
Choosing the right travel insurance can feel overwhelming. With so many travel insurance companies offering various plans, how do you find the best travel insurance for your specific needs and budget? This guide is designed to help you compare travel insurance policies side-by-side, making it easier to get a travel insurance quote and secure the protection you need.
Whether you’re looking for the best international travel insurance, comprehensive best travel medical insurance, or specialized cover like the best travel insurance for seniors, our comparison will highlight key features and help you make an informed decision. We aim to simplify your search for the best holiday insurance available.
Travel Insurance Comparison Table 2025
Below is a comparison of some of the top travel insurance providers. We’ve highlighted key features to help you compare. (Please note: Specific coverage limits and terms can vary based on the plan selected and individual circumstances. Always get a personalized quote and read the full policy wording before purchasing. Price indications are general and subject to change.)
| Provider Logo/Name | Price Range | Medical Limits (Typical) | Cancellation Limits (Typical) | Pre-existing Conditions? | Key Exclusions (Examples) | Trustpilot/User Rating (Illustrative) | Action (Visit Provider to Get Quote) |
|---|---|---|---|---|---|---|---|
| Allianz Travel Insurance | $$ – $$$ | High | Good to High | Yes, with conditions | High-risk activities (unless add-on), undeclared conditions | 4.3/5 ★ | Visit Allianz Travel |
| Travelex Insurance Services | $$ – $$$ | Good to High | Good to High | Yes, with conditions | Elective surgery, travel against medical advice | 4.5/5 ★ | Visit Travelex |
| World Nomads | $$ – $$$ | Good | Moderate to Good | Limited, activity-focused | Some extreme sports (check policy), general exclusions | 4.2/5 ★ | Visit World Nomads |
| Seven Corners | $$ – $$$ | Very High | Good to High | Yes, with options | Check specific plan details | 4.4/5 ★ | Visit Seven Corners |
| IMG (International Medical Group) | $$ – $$$$ | Very High | Good to High | Yes, comprehensive | Review specific plan documentation | 4.1/5 ★ | Visit IMG |
| AXA Assistance USA | $$ – $$$ | Good to High | Good | Yes, with conditions | Intoxication-related incidents, war/terrorism (varies) | 4.0/5 ★ | Visit AXA Assistance USA |
| Berkshire Hathaway Travel Protection | $$ – $$$ | Good | Good | Yes, with conditions | Check policy for specifics, known for unique claim options | 4.6/5 ★ | Visit Berkshire Hathaway Travel Protection |
(Disclaimer: The providers and details above are for illustrative purposes and based on general industry perception. Always verify current details, coverage levels, terms, conditions, and pricing directly with the provider before making any purchasing decisions.)
How to Use This Comparison
- Identify Your Needs: Think about your trip type, destination, duration, and any specific requirements (e.g., coverage for seniors, travel insurance with medical conditions, adventure sports). Are you a frequent traveler who might benefit from annual travel insurance?
- Consider Key Coverage Areas:
- Medical Limits: Especially crucial for international travel, particularly to countries with high healthcare costs like the USA.
- Cancellation Limits: Ensure this is enough to cover your pre-paid, non-refundable trip costs (flights, accommodation, tours).
- Pre-existing Condition Handling: If applicable, this is a vital area. Understand how each provider defines and covers pre-existing conditions.
- Key Exclusions: Be aware of what isn’t covered. Common exclusions can include incidents related to alcohol or drug abuse, travel against government advice, or certain high-risk activities unless specifically covered.
- Check User Ratings: While not the only factor, user reviews (e.g., from sites like Trustpilot or Forbes Advisor) can offer insights into customer service and claims processing.
- Get Personalized Quotes: The table provides a general overview. Click the “Visit…” links to go to the provider’s site and get a quote based on your specific details. This is the only way to see the exact premium and coverage for your trip. If you’re primarily looking for cheap travel insurance, getting multiple quotes is essential.
Brief Overviews of Featured Providers
Here’s a quick look at the companies featured in our comparison:
Allianz Travel Insurance
Allianz is a globally recognized insurance provider offering a wide array of travel insurance plans suitable for various travelers, from solo adventurers to families. They are known for comprehensive coverage options and a strong worldwide presence, which can be beneficial for international assistance.
Travelex Insurance Services
Travelex is an established name in travel insurance, often praised for its customer service and range of plans, including options for leisure travelers. They typically offer several tiers of coverage, allowing customers to choose a plan that best fits their budget and needs.
World Nomads
World Nomads is particularly popular among backpackers, adventure travelers, and digital nomads. Their policies are designed with more adventurous activities in mind and often provide coverage for a range of sports and experiences that standard policies might exclude.
Seven Corners
Seven Corners offers a diverse portfolio of travel insurance products, including robust travel medical plans and comprehensive trip protection. They are often noted for their coverage options for both U.S. citizens traveling abroad and international visitors to the United States.
IMG (International Medical Group)
IMG specializes in international medical insurance and trip cancellation plans, catering to global travelers, expatriates, and those working abroad. They are known for offering plans with high medical coverage limits and a variety of deductible options.
AXA Assistance USA
As part of the global AXA Group, AXA Assistance USA provides a range of travel insurance policies. They often feature plans with solid core benefits and worldwide assistance services, suitable for various international and domestic trips.
Berkshire Hathaway Travel Protection (BHTP)
BHTP is known for its innovative approach to travel insurance, sometimes offering unique benefits and faster claim payments for certain common travel disruptions, like flight delays. They leverage technology to streamline parts of the claims process.
Finding the best travel insurance companies involves a bit of research, but the peace of mind it provides is invaluable. Use this comparison as a starting point to compare holiday insurance, get your travel insurance quote, and ensure you’re well-protected on your next adventure. Remember that the best international travel insurance or domestic plan for you will align with your individual needs and travel style.